There is no doubt that small business is one of South Africa’s catalysts for achieving economic growth and development – government has prioritise entrepreneurship and the advancement of SMEs, and along with its departmental initiatives, other institutions are also seeing the value of helping SMEs reach their potential. Small businesses need both financial and non-financial […]

With the recent decision of the Monetary Policy Committee and the SA Reserve Bank to retain the repo rate at 7%, the economy is expected to remain stable, and with it, the property market. This is good news for buyers and sellers alike, as well as for estate agents and others engaged in ongoing market […]

The extension of credit is well-regulated in South Africa, and those engaged in formal lending activities have understood for some time that they fall under the regulation of the National Credit Regulator (NCR). This has not changed – formal lenders need to be registered with the NCR before they can extend credit. However, the official […]